North Idaho Real Estate

Coeur d'Alene Relocation and Vacation Homes

Tim now offering VIP Services in North Idaho as well as the Scottsdale and Surrounding Arizona Markets.

Tim has spent 8+ Years in the North Idaho Market and had the opportunity to work beside the Top builder in New Construction during that time.

If you are looking for North Idaho Investments, Summer Home, or Relocating, North Idaho has many benefits for all real estate owners.

Specializing around Coeur d’Alene, Post Falls, Hayden, Rathdrum, Bayview, Harrison and beyond.  Beautiful Lakes, Mountains, Ski Resorts, and Perfect Summer Time Weather.

Contact Tim or Check out www.CDAbyTIM.com for more info.

Arizona Bad Credit FHA VA USDA Loans

Arizona Home Loans FHA With Low Credit Scores or Bad Credit.

Home Buyers, A Special Lender That I work directly with just announced today, 3/22/2014 that they have gotten the approval through their Government Loan Program directly for a Reduced Fico Reduced Loan Program.

What does this Mean for Arizona Home Buyer?

First time Arizona Home buyers or those with Low Fico scores now have a great chance of purchasing a home!

  • FICO down to 550 on all Government programs (FHA, VA, USDA)
  • FHA Purchase 550 Fico, 90% Of Purchase Price (LTV)
  • FHA Purchase 580 FICO, 96.5% Of Purchase Price (LTV)

We can also negotiate that the Seller Cover all of your closing costs.

Contact Tim Today for a no obligation consultation and customized home search.  We will then put you in touch with the Approved Lender that can offer these loans.

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Buying a home after a Default

Are you facing an Arizona Foreclosure or a possible Arizona Short Sale?  You may be wondering if you can purchase a home afterwards.  How long you may have to wait, or what the laws may say.

Well typically, after an Arizona Foreclosure you would have to wait to purchase a home using a Gov’t backed loan a min of 5-7 years.  After a short sale you would have to wait at least 2 years.

BUT….

Through an exclusive program now that I am able to offer my clients, you can purchase a home in Arizona immediately after a short sale, and in most cases after a foreclosure or bankruptcy.  Yes, you read that correct.  Immediately after.

There are some things to take into consideration.  If you are just starting your journey into a foreclosure or short sale, to keep your credit score as high as possible you want to try and avoid multiple missed mortgage payments.  Read about our short sales at our Arizona Short Sale info website.

If you have already gone through and completed a foreclosure or short sale, contact us to learn more about your possibilities, and to get set up with a VIP Real Estate Search or search the MLS on our Interactive Arizona MLS Search.

 

SOME TERMS to obtain a mortgage to purchase your New Arizona Home after a short sale or foreclosure:

– Be able to place 20% Down
– 620 minimum FICO, with at least 2 years of job history
– Loan Amount up to $675K
– Primary homes only

Again, There is hope!  Don’t Delay, contact Tim today to find out more and start the process to finding a new home.  It is the perfect time as home values are great for buyers!

October Fountain Hills Arizona Foreclosure Market Report

You can read the latest Arizona and Fountain Hills Market and Foreclosure report here

The market has been picking up and the inventory is dropping in Fountain Hills.

Fountain Hills Foreclosures have been slowing down, but there still are a few new NOD’s filed each month.  Those that are not completed as short sales do end up hitting the market within 30-60 days and typically are priced very aggressive.  This aggressive pricing typically leads to 2-3 offers at a minimum on the fountain hills real estate.  This is even true on the high end luxury listings priced over $1,000,000.00.

Again, you can read the full report here: Arizona – Fountain Hills Market Report October 2012

Fountain Hills AZ real estate listings

Fountain Hills, AZ.  Such a beautiful place just east of Scottsdale and North of Mesa/Gilbert situated with great views of Red Rock, McDowell Mountains and the Four Peaks.

Search Fountain Hills AZ Real Estate Listings MLS Here

Your Search for Fountain HIlls AZ Real Estate listings has brought you to the most informative Blog/Site on the internet.  With VIP Services, 11 Years Experience as a Resident of Fountain Hills you can rest assured that all your questions will be answered.  Learn the ins and outs of Fountain Hills.

Start your Fountain Hills AZ Real Estate Listings search here just like a real estate agent would.  Every Fountain Hills Real Estate For Sale that is Entered on the MLS is listed here for your viewing.  View Pictures, Price Reductions, Maps, Area info and more.

[idx-listings city=”Fountain Hills” propertytypes=”282″ orderby=”DateAdded” orderdir=”DESC” count=”20″]

 

Fountain Hills Real Estate for Sale has shown that over the past year, values in Fountain Hills AZ have started their climb up and inventory has gone down as you can see by the graph below.

Search Fountain Hills AZ Real Estate Listings on the Fountain Hills Real Estate For Sale MLS and get set up for your VIP Search to be notified as soon as your dream property hits the market.  Get the jump start before other buyers do!  Contact us today for more info or to view Fountain Hills Properties.

Arizona Multiple Offer Frustration

Buyers,

I write this tonight after hearing some input from buyers around Arizona. When I say buyers, it is because they were working with other agents trying to purchase either a Short Sale, Bank Owned Listing, or Traditional Listing that I had listed for sale.

Here is an Article on the WSJ that talks about the Bidding Wars: WSJ Article: Arizona Bidding Wars

The market has done a complete 180 in the past few weeks. From having a ton of homes on the market, to now seeing people lining up at the doors to put in offers. I have listings that receive 15+ offers within 24-48 hours. For example, a Bank owned listing in Gilbert listed at $114,000. Within 3 days I was looking at 31 offers in hand. With investors offering upwards of 150,000 with no inspection period, as-is, sight unseen.

This is very frustrating for buyers looking to purchase a home for themselves. This is not just happening in the lower price point homes. I have a buyer of my own looking for a home around the 750K-1M mark and we are seeing the same thing. Granted, not that many offers, but 1 or 2 other offers, and typically slightly above list price.

The Arizona Real Estate Multiple Offer frustrating is going rapidly. Arizona Real Estate is not what it was 1 year ago, 6 months ago, or even 2-3 months ago. It has changed. Banks are holding inventory and releasing less and less. There are short sales, but they take months, and even those are now receiving a lot of attention as they are about the only homes left to try and purchase.

With that being said, the prices are going up. Home builders are taking note and rapidly firing up their communities and getting spec homes on the ground. What does this mean for you?

If you have an experienced New Home Agent, such as myself, I go in and negotiate Great deals for buyers on a new home. There is no bidding, no wondering if you got the home. You pick your lot most of the time and have it built with your style in mind. Arizona New Homes are often priced just as good as a short sale and bank owned home. The best part about a Arizona New Home is that it is just that, a brand new home. It has a extended warranty, it is move in ready, no one else has lived there.

There are special incentives, great rebates, and even incentives that are not advertised available. Contact me today for more info or visit our Arizona new Home search for more info on arizona spec homes and arizona new home communities.